The System Is Rigged: Don’t Fall for the Traps of Lenders, Big Banks & the Economy Machine

The System Is Rigged: Don’t Fall for the Traps of Lenders, Big Banks & the Economy Machine

Welcome to the real.
If you’ve ever felt like no matter how hard you work, you’re still behind...
That’s not a coincidence.
That’s a design.

We’re living in a financial jungle full of traps—strategically placed by banks, lenders, marketers, and the government to keep the everyday person dependent, in debt, and out of power.

This isn’t fear talk. This is free game. Let’s break it down.

🕳️ Trap 1: The Lender’s Loop

Credit card companies, payday lenders, auto finance departments—they don’t want you to pay off your debt. They want you to service it forever.

• You pay the minimum balance… but that balance never dies.

• They hit you with 29.99% APR, but offer "0% for 12 months" bait first.

• You miss one payment? Penalty.

• You pay too early? No boost.

• You close the card? Score drops.

It’s not about lending—it’s about leashing you.

📌 The Play: Get what you need, pay it off quickly, and build credit on your terms—not theirs.

🏦 Trap 2: Big Banks, Bigger Fees

Banks were once vaults for your money.
Now they’re vultures on your money.

• $35 overdraft fees when you’re already broke

• “Maintenance” fees for doing nothing

• Holding deposits, delaying access, manipulating account order to trigger fees

They don’t want your wealth.
They want your movement—and they charge you for it.

📌 The Play: Use credit unions, fintech banks, or digital wallets with no monthly fees, early direct deposit, and free overdraft protection.

🛍️ Trap 3: Marketing That Makes You Broke

You’re not in control of your wallet if your emotions are.
Marketing today is warfare:

• "Buy now, pay later" gets you for double later

• Ads follow you through your phone and inbox

• “Limited time only” = scarcity tactic

• Influencers sell fantasy, not value

You are being sold a lifestyle, not a future.

📌 The Play: Ask: Is this making me richer or just entertained?
Practice Spo-Mo: Spend Money on Money.

🏛️ Trap 4: Government Pump-Fakes

The government doesn’t print money to help the people—it prints to protect the markets.

• They say “stimulus,” but prices inflate

• They say “job growth,” but it’s low-wage

• They raise interest rates “to fight inflation,” but it crushes buyers & borrowers

• They bail out billion-dollar banks but leave the everyday entrepreneur in the dust

It’s not a rescue—it’s a reset of the wealth gap.

📌 The Play: Don’t wait for the government to save you—invest, own, and build through knowledge and community.

⛓️ Bonus Trap: The Financial Illiteracy Cycle

They never taught us this in school—on purpose.
Because a financially educated public is a threat to the systems feeding off confusion.

• You were taught how to work, not how to build.

• You were told to save, not invest.

• You were told to “get good credit,” but not how to use it for leverage.

• You were told to go to college, but not how to monetize your degree.

📌 The Play: Unlearn. Relearn. Apply. Teach. That’s how we flip the cycle.

💡 Final Word: Protect Your Mind & Your Money

You are in a war zone—and the weapon is debt, distraction, and delusion.

But you got the antidote now.
Knowledge. Discipline. Intentional Wealth.

Don’t fall for the tricks.
Set your own trap—for freedom, ownership, and legacy.

Stay wise. Stay wealthy.

—

✍🏽 Written by Thee Check God
🔥 “Spend Money on Money. Not on Liabilities.”